The deadline for linking PAN-Aadhaar is ending this month: Loans may become cheaper, commercial cylinder prices reduced by Rs 10; 6 changes

1. Deadline for linking PAN-Aadhaar is 31 December.

The Income Tax Department has fixed December 31, 2025 as the last date for linking PAN with Aadhaar. This rule is applicable to those people who were issued PAN from Aadhaar Enrollment ID before October 1, 2024.

If you do not get the linking done on time, your PAN will be de-activated. This will affect ITR filing, bank KYC, taking loans and government subsidies.

What to do? Complete the linking by visiting the Income Tax e-filing portal today itself. The process is easy – done with PAN number, Aadhaar number and OTP. Fine will also have to be deposited.

2. RBI meeting from 3 to 5 December, interest rate may be reduced by 0.25%

The meeting of the Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) will run from 3 to 5 December. It is expected that in this meeting RBI may reduce the interest rate by 0.25% to 5.25%. If this happens then the loan will be cheaper and your EMI may also reduce.

Earlier, in its last MPC meeting (September 29 to October 1), RBI had not changed the repo rate for the second consecutive time and had kept it unchanged at 5.5%. There was no change in this even in the meeting held in August.

Repo rate reduced 3 times this year, cut by 1%

RBI had reduced the interest rates from 6.5% to 6.25% in the meeting held in February. This cut was made by the Monetary Policy Committee after about 5 years. For the second time in the meeting held in April, the interest rate was reduced by 0.25%. Rates were cut by 0.50% for the third time in June. That is, the Monetary Policy Committee reduced interest rates by 1% thrice.

RBI’s MPC meeting is held every two months. There will be a total of 6 meetings in this financial year. The first meeting was held on 7–9 April.

3. Last date to file ITR with late fee is 31 December

The last chance to file Income Tax Return (ITR) after the due date for assessment year 2025-26 (Financial Year 2024-25) is till 31 December 2025. If you do not file ITR, you may receive an income tax notice.

What to do? Log in to the Income Tax e-filing portal. Collect Form-16, bank statement, capital gain, foreign income. From TR-1 to ITR-4, whichever is applicable, choose the belated option and submit it before 12 midnight of 31st December. Tell your accountant now, because the server may hang in the last week.

4. Tax Audit ITR filing deadline December 10

The Central Board of Direct Taxes (CBDT) has extended the deadline for filing Income Tax Returns (ITR) for tax audit cases to December 10, 2025.

This is for the assessment year 2025-26. This is necessary for small business owners, professionals and those whose turnover is more than Rs 1 crore.

What to do? Contact your accountant and collect all the documents. File ITR-3 or ITR-5 along with Form 3CD on the online portal. If filed after December 10, interest will be charged under section 234A. This change provides relief to taxpayers, but it is important to follow the timing.

5. SBI’s mCASH service stopped, now this facility will not be available.

The popular mCASH service of State Bank of India (SBI) has stopped from today. This facility was for sending and claiming money through OnlineSBI and YONO Lite app.

The bank had fixed 30 November 2025 as the last date for use of this service, which will now be completely stopped. This means that if you use this service, now you will have to adopt methods like UPI, NEFT or IMPS.

What to do? Quickly check your bank app and learn the new transfer options. This will not cause any hindrance in sending small amounts of money. Experts say that this change is a step towards strengthening digital payments, but users may face some inconvenience.

6. Commercial cylinder prices reduced by Rs 10.50

From today, a 19 kg commercial gas cylinder has become cheaper by ₹ 10.50. Its price in Delhi has decreased by Rs 10 to ₹ 1580.50. Earlier it was available for ₹ 1590.50. Whereas in Mumbai it will now be available cheaper by Rs 10.50 for Rs 1531.50.

There has been no change in the prices of domestic cylinders…

No change in prices of petrol and diesel

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