Unsecured Loan Archives

Gold Loan Vs Personal Loan: What Should Borrowers Choose During A Cash Crunch?

DainikNews Live Admin6 months ago05 mins

Last Updated:November 27, 2025, 7:23 PM IST Both gold loans and personal loans can address urgent financial needs, but the best choice depends on individual credit strength, urgency, and willingness to pledge assets Gold loans offer lower interest rates due to collateral. (Representative/Shutterstock) At a time when more individuals are facing sudden financial pressures, the…

Credit Costs Expected To Rise In FY26 Amid Unsecured Loan, Microfinance Strain: Report

DainikNews Live Admin12 months ago04 mins

New Delhi: The stress in short-term unsecured loans and microfinance segments could push credit costs of the banks upward in the Financial Year (FY) 2026, according to a report by CareEdge Ratings. However, the report added that since banks already have strong provision buffers or high provision coverage ratios, they are well-positioned to absorb these…