For generations, Mumbai has been sold as the city where dreams come true. But for many newcomers, reality arrives not with opportunity, but with a rent agreement.
A humorous video by Instagram user Jagrat Thirwani has gone viral for perfectly capturing the financial shock that often accompanies life in India’s financial capital. Through a mix of sarcasm and honesty, Thirwani reflected on the city’s notoriously high housing costs, striking a chord with thousands of young professionals, students and aspiring creatives.
In the now-viral clip, Thirwani stands inside a flat that lacks something many renters consider basic; a balcony. Using the apartment as a backdrop, he delivers a tongue-in-cheek message for anyone dreaming of moving to Mumbai.
He jokes that he arrived in the city to fulfil his ambitions, only to discover that soaring rents quickly became his biggest concern. Instead of chasing dreams, he says, many newcomers end up focused on a more immediate goal: somehow managing to pay their monthly rent.
With exaggerated patriotism and comic timing, Thirwani concludes by advising people to dream in a way that does not require relocating to Mumbai, suggesting that life may be considerably less stressful that way.
While the video was clearly intended to be funny, viewers were quick to point out that it touched on a genuine issue. Mumbai remains one of the country’s most expensive housing markets, with many residents spending a significant portion of their income on rent, deposits and brokerage fees.
Watch the video here:
The comments section soon filled with people sharing similar experiences.
One user summed up the struggle by writing, “Mumbai does not test your talent first, it tests your bank balance.”
Another commented, “The rent here can make even the strongest dreams feel weak,” while a third noted, “This is funny, but also painfully true for everyone living in a tiny room and paying half their salary.”
Others highlighted the hidden costs of moving to the city. “People come to Mumbai to build a career, but end up calculating rent, deposit and broker charges all day,” one user remarked.
Though delivered as a joke, Thirwani’s video has resonated because it captures a reality many migrants know all too well: in Mumbai, the biggest challenge is sometimes not pursuing your dream, but affording the space to dream at all.
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