Commercial cylinder cheaper by ₹ 16 from today: Buying a car will be expensive, loans of ₹ 2 lakh to farmers without guarantee; 10 changes in January

The new year i.e. 2025 has brought with it many changes. These changes will affect your life and pocket also. Cars of Maruti Suzuki, Hyundai, Tata Motors, Kia India and JSW MG Motor India have become expensive.

At the same time, 19 kg commercial gas cylinder has become cheaper by Rs 16. Now it will be available in Kolkata for Rs 1811. There has been no change in the prices of domestic cylinders. On the other hand, now you will be able to send up to Rs 10,000 through UPI from feature phones.

10 changes that will happen in the month of January…

1. Commercial cylinder cheaper: Price reduced by Rs 16, no change in domestic cylinder prices.

From today, a 19 kg commercial cylinder has become cheaper by Rs 16. Its price in Delhi decreased by Rs 14.50 to ₹ 1804. Earlier it was available for ₹ 1818.50. In Kolkata, it is being sold at a price of Rs 1911 after a reduction of Rs 16, earlier its price was Rs 1927.

In Mumbai, the cylinder price has decreased by Rs 15 from Rs 1771 to Rs 1756. Cylinder is available for Rs 1966 in Chennai.

However, there is no change in the prices of 14.2 KG domestic gas cylinder. It is available for ₹ 803 in Delhi and ₹ 802.50 in Mumbai.

2. UPI payment limit increased: Payment up to Rs 10,000 through feature phone

Now payment up to Rs 10,000 can be made through feature phone. RBI has increased the limit of UPI 123 from Rs 5 thousand to Rs 10 thousand. With the help of UPI123Pay, users can make UPI payments from feature phones.

In this, all types of transactions can be done except scan and pay. Due to this, internet is not required for payment. To use this facility, users have to link their mobile number and bank account.

3. Buying a car is expensive: Many companies including Maruti, Hyundai increased the prices of vehicles.

Maruti Suzuki, Hyundai, Mahindra & Mahindra, Tata Motors, Kia India and JSW MG Motor India have also increased the prices of their vehicles. Maruti Suzuki cars have become costlier by 4%, Mahindra & Mahindra cars by 3% and Kia cars by 2%.

4. Bank account closed: RBI Dormant, Inactive and Zero Balance Accounts

The Reserve Bank of India has decided to close three types of accounts. Under the new guidelines of RBI, dormant accounts, inactive accounts and zero balance accounts will be closed.

1. Dormant Account: An account in which there has been no transaction for two years or more.
2. Inactive Account: Accounts that have been inactive for the last 12 months or more will also be closed.
3. Zero Balance Account: Those accounts which have zero balance for a long time, such accounts will also be closed.

5. Amazon Password Sharing: Will be able to sign in on maximum 5 devices

Amazon has introduced a new password-sharing rule for its Prime members in India. Starting in January 2025, Prime members will be allowed to sign in to a maximum of 5 devices, including a maximum of 2 TVs. Read full news

6. Loan to farmers: Loan up to Rs 2 lakh will be available without guarantee

RBI has increased the limit for loans to farmers without guarantee to Rs 2 lakh. Earlier this limit was Rs 1.60 lakh. In 2010, the Reserve Bank had set a limit of Rs 1 lakh for giving loans to the agriculture sector without any guarantee. Later, in 2019, it was increased to Rs 1.6 lakh. Now farmers will be able to take loan up to Rs 2 lakh from banks without any guarantee for agriculture or any other related need.

7. Rules for pensioners: Now you can take pension from any bank

New rules have been implemented for pensioners by the Employees Provident Fund Organization i.e. EPFO. Under which now pensioners will be able to withdraw their pension amount from any bank in the country and for this they will not need any additional verification.

8. F&O expiry: Expiry of four F&O contracts revised

After discontinuing the weekly contracts of Nifty Bank, FinNifty, Midcap Select and Next50, the National Stock Exchange (NSE) has revised the monthly expiry of these four F&O contracts. From January 1, 2025, these contracts will expire on the last Thursday.

Earlier, monthly and quarterly contracts of Nifty Bank used to expire on the last Wednesday of the month, whereas FinNifty used to expire on Tuesday. Midcap Select used to expire on Monday, and Nifty Next50 used to expire on Friday.

9. WhatsApp will not work: Will not work in smartphones with Android version 4.4

WhatsApp will not work on Android 4.4 (KitKat) and earlier versions from January 1. Apart from WhatsApp, Meta’s other platforms like Facebook and Instagram will also stop working on these smartphones. The company has taken this decision due to security reasons. Old technology does not have the necessary security features, due to which the possibility of hacking increases.

10. ATF cheaper by Rs 1,560.77: Air travel can become cheaper

Oil marketing companies have reduced the prices of Air Traffic Fuel (ATF). This can make air travel cheaper. According to the Indian Oil website, ATF in Delhi has become cheaper by Rs 1,401.37 to Rs 90,455.47 per kiloliter (1000 litres).

City	ATF price now (rupees per kiloliter)	ATF price first (rupees per kiloliter)	cheap (rupees)
Delhi	90,455.47	91,856.84	1,401.37
Kolkata	93,059.79	94,551.63	1,491.84
Mumbai	84,511.93	85,861.02	1,349.09
Chennai	93,670.72	95,231.49	1,560.77

No change in the price of petrol and diesel: Petrol in Delhi Rs 94.72 per liter

There has been no change in the prices of petrol and diesel even today i.e. on January 1. At present, petrol in Delhi is being sold at Rs 94.72 per litre, while diesel is being sold at Rs 87.62 per litre. Whereas in Mumbai, petrol is available at Rs 103.44 and diesel at Rs 89.97 per litre.

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