Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Last Updated:July 02, 2026, 10:32 PM IST By firmly capping the mandatory employee contribution at 12% of the statutory wage ceiling—or exactly Rs 1,800 per month—the government has unbundled forced retirement savings Investors should adopt a hybrid approach, using the baseline threshold for guaranteed stability while aggressively leveraging equity mutual fund cycles and pension frameworks…

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Most Indians Are Saving Rs 5 Out Of Rs 100 Vs Parental Savings In 70s, 80s –Why Money Rules Are Not Same In 2026? Explains Fin Expert

Most Indians Are Saving Rs 5 Out Of Rs 100 Vs Parental Savings In 70s, 80s –Why Money Rules Are Not Same In 2026? Explains Fin Expert

New Delhi: Angel investor and Financial Expert Ankur Warikoo believes that India is facing a silent but severe household savings crisis. He has proposed three simple formulas following which people can save more money and live a comfortable life. Warikoo in a Youtube video-explainer said that India’s household savings rate has plunged to just 5.1…

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