EPF Scheme 2026: After Rs 1,800 Mandatory Cap, Should You Reduce PF Contributions To Increase Take-Home Salary?

EPF Scheme 2026: After Rs 1,800 Mandatory Cap, Should You Reduce PF Contributions To Increase Take-Home Salary?

Last Updated:July 03, 2026, 2:05 PM IST While lower PF deductions may boost in-hand pay, experts caution that the decision should not be based solely on the prospect of a higher in-hand salary. The Centre has notified the new Employees’ Provident Fund (EPF) Scheme, 2026, replacing the EPF Scheme, 1952. The new scheme came into…

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Relying Just On EPF? Here’s How To Achieve Rs 1.5 Crore Before Retirement

Relying Just On EPF? Here’s How To Achieve Rs 1.5 Crore Before Retirement

Last Updated:September 23, 2025, 18:32 is The EPFO offers 8.25% annual compound interest, while SIPs are market-linked with higher potential returns but also risk. Proper planning ensures a secure retirement The key benefit of EPF investments is that up to Rs 1.50 lakh is tax exempt per financial year. (Representative/Shutterstock) As the concern for retirement…

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EPS Pension Calculation: Rs 61,000, basic salary, 17, 27, and 33 years of service, find out your monthly pension

EPS Pension Calculation: Rs 61,000, basic salary, 17, 27, and 33 years of service, find out your monthly pension

The Employee Pension Scheme (EPS) is a pension scheme where employees receive a pension based on their years of service after the age of 58. Alternatively, you can take an early pension at 50 years of age. The pension fund is contributed to by both employers and employees. Let’s assume the salary of the individual…

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