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The government has not changed the interest rates on small savings schemes for April-June (Q1FY27). That means you will continue to get the same interest as before. If you want to create a smart fund for retirement, then this Public Provident Fund i.e. PPF can be a good option for you. With the 15+5+5 strategy…
Last Updated:March 31, 2026, 08:34 IST Notably, the last revision in small savings rates was undertaken in the January–March quarter of FY2023–24. Small Savings Scheme The government has kept interest rates unchanged on various small savings schemes—including the Public Provident Fund and National Savings Certificate—for the eighth consecutive quarter starting April 1, 2026. “The rates…
Last Updated:January 13, 2026, 6:01 PM IST Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme lead with 8.2 percent interest for January to March 2026, while NSC, KVP, PPF and MIS offer varied rates for investors. SCSS is ideal for retirees seeking stable income with sovereign guarantee. (File Photo) Small Savings Schemes Interest Rates: The…
Last Updated:December 25, 2025, 07:00 IST Investors are shifting toward safer options as market ups and downs and rising prices create uncertainty. Low-risk options are gaining favour for long-term stability and peace of mind. (Representative image) Money decisions are getting harder as markets move up and down and prices keep rising. Many people now want…
Last Updated:November 14, 2025, 07:00 IST Children’s Day 2025 highlights rising education costs and urges parents to invest early via Sukanya Samriddhi Yojana, PPF, NSC, ULIPs, and etc. Children’s Day 2025: Top Plans to Build and Secure Your Child’s Financial Future Children’s Day 2025: A great concern for every parent/guardian is to provide a good…
New Delhi33 minutes ago Copy link The government has not changed the interest rates of small savings schemes for October-December (Q3Fy26). That is, you will continue to get the same interest as before. If you want to create a smart fund for retirement, then this public provident fund i.e. PPF can be a great option…
SIP vs PPF: It is important to invest carefully in order to ensure one’s financial security. Both SIP (Systematic Investment Plan) and PPF (Public Provident Fund) are widely followed investment instruments in India. Although SIP carries the possibility of higher returns with mutual fund investments, PPF is a steady and tax-effective approach to saving for…
Let’s understand with an example: Anna and Anjal are friends who are in their 30s. They are having a cup of coffee, and they are chatting about retirement planning. Anna has confidence in PPF as it is safe and delivers sure returns. Anjal would rather invest in SIP, anticipating more growth. Wanting to know which…
Last Updated:July 24, 2025, 09:00 is Differences Between Senior Citizen Savings Scheme and PPF, Senior Citizen Savings Scheme, Public Provident Fund, SCSS Benefits, PPF Features Key differences between SCSS and PPF schemes. (Representative/Shutterstock) Senior Citizen Savings Scheme (SCSS) and Public Provident Fund (PPF) are both popular money-saving and investment tools used by Indian citizens for…
New Delhi: The Department of Posts (Financial Services Division), part of the Ministry of Communications has issued an order regarding Freezing of Small Savings Schemes accounts matured but not closed after 3 years. Department of Posts in an order issued on July 15 said that the order covers the following post office small savings schemes:…