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Published: 9:26 PM, Dec 23, 2025 | Updated: 9:27 PM, Dec 23, 2025 PAN holders must link their PAN with Aadhaar by December 31 or face deactivation and a penalty of Rs 1,000. A cancelled PAN can block bank transactions, credit cards, investments and income tax refunds. Here is why the deadline matters and how…
NUDGE Campaign: The Government of India has launched a data-driven “NUDGE” campaign for the Assessment Year 2025-26 to encourage taxpayers to voluntarily review their deduction and exemption claims. This initiative uses risk analytics to identify claims that appear potentially ineligible. According to a release from the Central Board of Direct Taxes, the campaign enables taxpayers…
New Delhi: While a sizable number of people are concerned about the exact retirement corpus that ensures peace of mind, CA Nitin Kaushik, has explained in details how much is realistically sustainable. Kaushik reckons that a realistic retirement plan is one that people can make without stretching yourself. In a post on X, He explains…
Harshvardhan Roongta, CFP, Roongta Securities, has advised investors to remain cautious while investing in sectoral and thematic funds and stressed the importance of maintaining gold and silver as part of long-term asset allocation. Speaking on investment strategy, Roongta said no ‘superhit’ strategy works for everyone. “The best investment strategy is one that suits an individual’s…
Building a large corpus does not always need a high salary or a hefty monthly investment. What it needs most is time, discipline and patience. Many investors assume that becoming a crorepati through mutual funds requires investing tens of thousands every month. In reality, starting early with a modest amount can be far more powerful….
Index funds have quietly become one of the most reliable ways for ordinary investors to build wealth without getting trapped in daily market noise. As volatility rises and active funds struggle to consistently outperform benchmarks, more savers are shifting towards low-cost, rule-based index investing. The category has grown sharply in the past few years, and…
When investors receive a large lump sum from a bonus, PF withdrawal, inheritance or an insurance payout – the instinct is often to put it straight into an SIP and ‘let it grow’. But seasoned investors rarely take that route. A single wrong entry point in equities can wipe out the benefit of a sizeable…
Gold has held steady through a turbulent year, and Motilal Oswal’s latest outlook suggests that the precious metal will continue to play an important stabilising role for Indian households in the coming months. Even as global cues remain mixed, the report says investors should stick to a disciplined strategy instead of chasing short-term price swings….
Post Office FD: India’s postal network is no longer just a legacy service for letters and parcels – it has steadily evolved into one of the country’s most trusted financial lifelines. For millions of households looking for steady, risk-free returns, Post Office savings schemes remain a preferred choice, particularly at a time when interest-rate cycles…
New Delhi: A growing number of people nearing retirement will learn that having several crores saved for retirement does not ensure peace of mind. According to CA Nitin Kaushik, people who are content in retirement are those who have aligned risk with reality and pursued stability and time rather than returns. In a post on…