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Before taking any loan, banks check your credit score. If it is weak then loan is not easily available. Factors like paying EMIs or bills, credit card limit usage and frequently applying for new loans affect the credit score. In such a situation, if due to some reason your credit score has decreased, then it…
Ever noticed how some high earners are perpetually broke by the end of the month, while others quietly build massive fortunes on average salaries? Making money is only half the battle. How you manage, invest, and protect it dictates your actual net worth. Speaking to News18 Hindi, Chartered Accountant Akhil Kancharla revealed five straightforward, high-impact…
A social media post by Bengaluru tech professional Shashank Dixit has sparked a lively debate about career and the hidden cost of high salaries. In a post on X (formerly Twitter), Dixit argued that making Rs 2 lakh a month is one of the “most dangerous” positions a professional can be in. It’s not because…
Managing multiple loans can feel manageable at first, but EMIs, credit card dues and high interest can gradually strain your finances. A few smart steps can help you control debt, protect your credit score and build financial security. Start by adding the EMIs of all your loans along with minimum credit card payments. Ideally, total…
The 8th Pay Commission is set to hold fresh rounds of consultation meetings with employee and pensioner organisations across major Indian cities in September 2026 as part of its nationwide stakeholder outreach. The meetings will be held in Jaipur, Chennai, Puducherry and Chandigarh. According to official notifications, the commission will hold discussions in Jaipur on…
Building financial security is not only about earning more money; it also depends on how effectively you manage, save and invest what you earn. From creating an emergency fund to negotiating your salary, these seven practical money habits can help strengthen your finances and support long-term wealth creation. An emergency fund can provide financial support…
Senior Citizen Card: Citizens aged 60 and above can apply for senior-citizen certificates or identity cards through designated government portals. Here’s a simple guide to eligibility, documents, application steps, verification and available benefits. People aged 60 years or above are generally considered senior citizens in India. However, eligibility rules and the application process may differ…
When it comes to finance and loan while buying a car, many people take wrong decisions in haste. The dealer tells you an attractive monthly installment i.e. EMI, the bank tells you the interest rate and the buyer’s entire focus goes only on how to keep the monthly installment as minimum as possible. But do…
With the arrival of the monsoon, flooded roads have become a familiar sight across many parts of India. Cities including Mumbai, Delhi, Chennai and Bengaluru witness severe waterlogging that leaves countless vehicles damaged annually. Although comprehensive motor insurance is designed to cover losses arising from floods and water damage, policyholders do not always receive payouts,…
Building a corpus of Rs 10 crore is an ambitious financial goal that only a small number of investors are likely to achieve. Consistency alone cannot help reach such a huge target. One also needs sufficient time and attractive assets to generate meaningful returns. For the Rs 10 crore goal, time plays the biggest role….