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New Delhi1 hour ago copy link If you have forgotten the loan EMI due date and the payment is late by 1 day, then the first question that comes to your mind is whether this will cause the CIBIL/credit score to drop immediately? Answer: There may not be a big impact on the credit score…
New Delhi11 minutes ago copy link If you have forgotten the loan EMI due date and the payment is late by 1 day, then the first question that comes to your mind is whether this will cause the CIBIL/credit score to drop immediately? Answer: There may not be a big impact on the credit score…
New Delhi6 minutes ago copy link If you have taken a home loan or are going to take one during this festival season, then a little wisdom can save you lakhs of rupees. You just have to add ₹ 5000 extra to the EMI every month. With this, your interest will be reduced to half,…
Managing money has become easier with investment apps, online calculators and free financial resources. But choosing the right investments is only one part of financial planning. From handling major life changes to avoiding emotional investing decisions, a financial advisor may help you make more informed choices. Here are eight situations when paying for professional financial…
If you are 40 years old and have not saved even a single rupee for retirement, then there is no need to panic. You have 20 years to prepare a retirement fund. However, due to late start, the investment amount will have to be kept slightly higher every month. How does the math work for…
New Delhi53 minutes ago copy link If you have paid the full installments of your loan and have also received the No-Dues Certificate (NOC) from the bank. Still, if that loan is visible as ‘active’ or outstanding in your CIBIL report, then be careful. Whenever you apply for a new loan, banks first check your…
It is very important for customers planning to take a loan to understand on what basis the bank or financial institution assesses their application. Before approving any loan, lenders do a thorough risk assessment of your ability to repay the loan and your intentions. Know in this news what are all the important aspects related…
‘Guys, I don’t have that much budget for this trip.’ ‘I will be able to contribute only this much as a birthday gift.’ ‘Instead of expensive restaurants, go to some budget-friendly place.’ Earlier we were not able to say these things while going out with our friends. But such things are no longer so awkward…
Before taking any loan, banks check your credit score. If it is weak then loan is not easily available. Factors like paying EMIs or bills, credit card limit usage and frequently applying for new loans affect the credit score. In such a situation, if due to some reason your credit score has decreased, then it…
Ever noticed how some high earners are perpetually broke by the end of the month, while others quietly build massive fortunes on average salaries? Making money is only half the battle. How you manage, invest, and protect it dictates your actual net worth. Speaking to News18 Hindi, Chartered Accountant Akhil Kancharla revealed five straightforward, high-impact…