Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Last Updated:July 02, 2026, 10:32 PM IST By firmly capping the mandatory employee contribution at 12% of the statutory wage ceiling—or exactly Rs 1,800 per month—the government has unbundled forced retirement savings Investors should adopt a hybrid approach, using the baseline threshold for guaranteed stability while aggressively leveraging equity mutual fund cycles and pension frameworks…

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PFRDA issues circular on expanded guidelines on reinvestment of returned, pending transaction amounts into PRANs

PFRDA issues circular on expanded guidelines on reinvestment of returned, pending transaction amounts into PRANs

New Delhi: The Pension Fund Regulatory and Development Authority (PFRDA) has issued circular on expanded guidelines on reinvestment of returned, pending transaction amounts into PRANs. PFRDA’s previous circular in 2023 allowed the reinvestment of returned amounts into the same PRAN, based on the investment choice and pension fund allocation prevailing at the time of exit….

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You will get ₹ 11 crore on annual investment of ₹ 10,000 in the names of children: Complete mathematics of making funds in NPS Vatsalya Scheme; Know eligibility and investment method

You will get ₹ 11 crore on annual investment of ₹ 10,000 in the names of children: Complete mathematics of making funds in NPS Vatsalya Scheme; Know eligibility and investment method

If you want to create a big fund with a small amount for the secure future of your children, then the government’s ‘NPS Vatsalya’ scheme can prove to be a better option for you. The biggest feature of this government scheme is that if you invest in it for a long time, you get the…

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Preparation for guaranteed return in NPS, PFRDA formed expert committee: Draft of minimum assured return scheme will be prepared; Subscribers who do not take risks benefit

Preparation for guaranteed return in NPS, PFRDA formed expert committee: Draft of minimum assured return scheme will be prepared; Subscribers who do not take risks benefit

Hindi News Business NPS Guaranteed Return Scheme Drafted; Benefit For Risk Averse Subscribers New Delhi52 minutes ago copy link The Pension Fund Regulatory and Development Authority (PFRDA) is preparing to launch a new scheme under the National Pension System (NPS). In this, subscribers will be assured of a fixed minimum return (guaranteed return). For this,…

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PFRDA Announces Expert Committee To Develop Framework For Assured Payouts Under NPS

PFRDA Announces Expert Committee To Develop Framework For Assured Payouts Under NPS

New Delhi: The Pension Fund Regulatory and Development Authority (PFRDA) has constituted a high-level committee tasked with formulating guidelines and regulations to enable a framework for assured payouts under the National Pension System (NPS). This move aligns with the provisions of the PFRDA Act and aims to enhance the security of retirement income for subscribers,…

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NPS Rule 2026: PFRDA Issues Latest Circular On OTP Based Authentication For Paperless On-Boarding

NPS Rule 2026: PFRDA Issues Latest Circular On OTP Based Authentication For Paperless On-Boarding

New Delhi:  Pension Fund Regulatory and Development Authority (PFRDA) has issued a latest circular regarding TP based authentication for paperless on-boarding in National Pension System (NPS). In order to facilitate paperless opening of National Pension System (NPS) accounts, the Authority had in 2020 permitted submission of NPS account opening applications through e-Signature or One Time…

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