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New Delhi30 minutes ago copy link Your home loan and car loan may become expensive in the coming days. State Bank of India has claimed in its research report that the Reserve Bank of India may increase the repo rate. According to the report, RBI may increase the repo rate by 0.25% in the credit…
After repaying the home loan, people often throw away papers like bank statement, loan agreement and closure certificate considering them unnecessary and keep only the registry papers. Whereas it is very important to keep them safely. Because, later on, they prove to be very useful while selling the property, in matters of inheritance or in…
1 hour ago copy link Owning a home is not just a financial investment; It’s about having a space that truly feels like your own. But due to rising property prices, buying a home often becomes difficult for many people. This is where the right financial support can play a vital role, helping bridge the…
New Delhi25 minutes ago copy link The Reserve Bank of India (RBI) may further cut interest rates by 0.50% (50 basis points) in the year 2026. According to a recent report by IIFL Capital, even after cutting interest rates by a total of 1.25% in the year 2025, the central bank still has room for…
Last Updated:November 18, 2025, 06:30 IST India’s real estate sees rising second-home investments as buyers leverage steady home loan rates, strong credit, and supportive policies. The loan tenure can span from 20 to 30 years, ensuring a lower EMI for borrowers. (Representative/Shutterstock) India’s real estate sector is maturing with investors considering as a long-term investment….
For most people, the dream of buying a house goes hand in hand with the fear of overwhelming debt. Home loans may have made ownership easier, but many buyers still struggle with questions of affordability: How expensive should the house be? How much down payment is enough? How big should the loan be? To answer…
New Delhi: Question was rased in the lok sabaha by sudha ramakrishnan, conference MP from tamil naduthurai regarding status and recognition of ciib score. She enquired whether any weightage is given to CIBIL scores by public sector banks while lending home loan, gold loan and farm loan. (Also Read: RBI Gold Bond Scheme Calendar For…
No news Business Home Loan Interest Rate Spreads Explained; Terms And Conditions | Business News New Delhi9 minutes ago Copy link Buying a house is one of the biggest financial decisions in our life. We spend months to buy a house, but do not pay much attention to the bank from which we take a…
Getting a loan and buying a home can often make you feel paranoid, which can also be overwhelming. This has been experienced by a 30-plus man who makes about Rs 2.2 lakhs a month. After all of his expenses, he is left with a savings of Rs 65,000. This person is having a hard time…
Several major public sector banks have announced small cuts in their lending rates, which could help people with floating-rate home, car, or personal loans pay lower EMIs. What is MCLR? MCLR stands for Marginal Cost of Funds-based Lending Rate. It’s the minimum interest rate that banks can charge for loans, and banks change it from…