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RBIs Legal Strike On Credit Rating Agencies: Major Relief For Loan Seekers
If you’ve been denied a loan because of credit score issues, this news will bring massive relief. The Reserve Bank of India has finally cracked down on the arbitrary practices of Credit Information Companies that have been ruining financial lives of millions of Indians. The new rules will change everything about how your credit score…
Should You Take A Second Home Loan When The First Is Still Running? What Experts Say
Last Updated:November 18, 2025, 06:30 IST India’s real estate sees rising second-home investments as buyers leverage steady home loan rates, strong credit, and supportive policies. The loan tenure can span from 20 to 30 years, ensuring a lower EMI for borrowers. (Representative/Shutterstock) India’s real estate sector is maturing with investors considering as a long-term investment….
The Real Difference Between Loan Closure And Settlement That Banks Don’t Explain
Last Updated:October 31, 2025, 11:03 IST During repayment, two terms often confuse borrowers — loan closure and loan settlement. Both sound like the same thing: paying off the loan. But they’re not. The impact is long-term. Your credit score takes a significant hit, and banks classify you as a risky borrower (Image: Canva) In today’s…
Buy Now Pay Later- Easy credit option in festive season: Can this purchase trap you in debt trap, know about BNPL
New Delhi26 minutes ago copy link Diwali-Chhath season has started. In such a situation, purchasing increases significantly. One method of payment for this shopping, ‘Buy Now Pay Later’ (BNPL) i.e. ‘Buy Now, Pay Later’ has become a very popular method in the last few years. From grocery to gadgets, apps and online stores give you…
Planning Your First Personal Loan In 2025? Check Credit Score, Compare Rates, Avoid Hidden Charges, And Borrow Smart With These Essential Tips
New Delhi: Applying for your first personal loan can feel exciting but also overwhelming, especially if you are unfamiliar with how these loans work. A personal loan is an unsecured form of credit, which means you don’t have to provide any collateral such as property or gold to secure the funds. Because it can be…
Want To Improve Your Credit Score With ChatGPT? Check Out New AI Strategies And Heres How To Boost It
Credit Score With ChatGPT: In the technological world, managing personal finances has become easier with the help of artificial intelligence. One of the newest tools in this segment is ChatGPT, which can help people improve their credit scores. A good credit score is important for getting loans, credit cards, and better interest rates, but improving…
Loan Settlement Vs Full Repayment: Which Choice Protects Your Credit Score?
Last Updated:August 13, 2025, 10:34 is Repaying a loan in full boosts your credit score, showing financial discipline. Settling a loan offers temporary relief but harms your credit score and future borrowing potential. Before choosing between settlement and full repayment, it is important to understand what each option involves and how it can affect your…
Worried Your Low Credit Score Will Block Your Loan? Here’s How This Upcoming Government Lending Method Will Make CIBIL Score Irrelevant
New Delhi: The Ministry of Finance is getting ready to launch a new digital lending system called the Unified Lending Interface (ULI), NDTV reported. This system could change the way personal loans and credit cards are approved by removing the need for traditional credit score checks. The Department of Financial Services (DFS) is leading this…
Missed a Home Loan EMI? Here’s How to Fix Your Credit Score
Last Updated:July 19, 2025, 10:30 am is A single missed payment can knock off 50 to 100 points from your credit score. Missing a home loan EMI can lead to a drop in your credit score. (representative image) Credit score plays an important role in determining your financial health. A low score can affect your…
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