New Delhi50 minutes ago
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The Pradhan Mantri Suraksha Bima Yojana (PMSBY) being run by the central government has been completed this month. In this scheme, life insurance of up to Rs 2 lakh is available at a cost of Rs 20 per annum i.e. Rs 2 lakh. More than 51 crore people have registered in this scheme.
In this insurance scheme, the person who takes insurance, says that in any way, the nominee or family gets an amount of Rs 2 lakh. There is no need for any medical examination to buy insurance. Here we are telling you about this plan …
2 lakh assistance will be given in case of accidental death 2 lakh rupees are received in case of accidental death. Apart from this, 2 lakh rupees will be paid for permanent complete disability in the accident such as both eyes or both hands or both legs. Permanent partial disability in the accident, such as an eye, or one hand or one leg, you will get 1 lakh rupees.
Who can take advantage of this The age of the applicant should be at least 18 years. At the same time, only people up to a maximum of 70 years will be able to take advantage of this insurance. The duration of the insurance cover is one year, which will be from 1 June to 31 May.
Where can you take advantage of the scheme Public sector insurance companies can be insured under this scheme. Apart from this, you can take advantage of the Prime Minister’s Security Insurance Scheme from any branch of the bank. Wherever you have a bank account. The bank is also giving the benefit of PMSBY by partnering with insurance companies.
Auto debit facility is available You must have a bank account to get the benefits of PMSBY. If you have more than one bank account, you can take this scheme from only one bank. Every year on 31 May, a premium of Rs 20 will be deducted from your bank account through ‘Auto Debit’ facility.
The policy will be canceled if there is not enough balance for policy renewal in the account. The policy can be restored when the premium is received. The enrollment period under PMSBY is from 1 June to 31 May. At the same time, money should be claimed within 30 days in case of accident.
Questions and answers related to Atal Pension Yojana
Question: Does it also cover death or disability due to natural disasters like earthquake and flood?
answer: Yes, death or disability in natural disasters is covered under Pradhan Mantri Suraksha Bima Yojana.
Question: Are suicides involved in this?
answer: No, the death of suicide does not involve this. But the death caused by the murder is covered in it.
Question: Will his expenses be covered in this scheme when an accident occurred in an accident or to treat disabilities.
answer: No, it does not cover the cost of any type of treatment.
Question: The police have to inform about it when the accident dies.
answer: The police have to report to the police if the accident or disability occurs due to accidents, vehicles accident, drowning in water, drowning in water or murder. At the same time, it is mandatory to record in the hospital if there is death or disability due to snake bites, trees falling or falling home.
Question: Who will get the insurance amount.
answer: If the person taking the insurance becomes crippled, then the insurance amount will go to his account. At the same time, the amount of insurance will be given to the nominee or its legal heirs on death.
Question: How to get the amount of insurance.
answer: Information about the accident has to be given to the insurance company. Apart from this, the necessary documents also have to be submitted. The insurance company will then investigate the claim. If it is found correct, the insurance amount will be transferred to the bank account. Click here for more information
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