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Yes Bank Q1 Results: Its net interest income rises by just 5.7% to Rs 2,371 crore during April-June 2025, benefiting from a decrease in the cost of funds.
Yes Bank Q1 Results.
Yes Bank Q1 Results: Yes Bank on Saturday reported a 59% year-on-year jump in its standalone net profit to Rs 801 crore for the first quarter ended June 2025, according to a regulatory filing. Its net interest income, which is the difference between interest earned and interest expended, rose by just 5.7% to Rs 2,371 crore during April-June 2025, benefiting from a decrease in the cost of funds.
Its net profit had stood at Rs 502 crore in the corresponding quarter last year.
On a quarter-on-quarter basis, Yes Bank’s profit after tax (PAT) increased over 8%, up from Rs 738 crore in the January-March 2025 quarter.
The private sector lender generated an interest income of Rs 7,596 crore, down 1.6% from Rs 7,719 crore recorded in the corresponding quarter last year.
Meanwhile, non-interest income rose by 10.9% to Rs 1,739 crore.
Yes Bank’s asset quality remained constant. Its gross non-performing assets (GNPA) stood at 1.6% and net NPA at 0.3% as of June 30, 2025. Its provision coverage ratio (PCR) saw an increase to 80.2%.
The lender’s net interest margin (NIM) stood at 2.5%, showing a year-on-year increase, aided by a reduction in deposits due to PSL shortfall and a decrease in SA rates, though this was somewhat countered by the impact of repricing.
Yes Bank disbursed Rs 5,224.41 crore in interest during the reported quarter, compared to Rs 5,475 crore in the same period last year, reflecting a decrease of 4.6%.
Yes Bank’s Advances increased by 5% YoY to Rs 2.41 lakh crore, on the back of a 19% jump in commercial banking and an 11.2% rise in the micro banking sector. Its retail advances increased by only 0.3%.
Prashant Kumar, Managing Director & CEO, Yes Bank, said, “The bank entered the new financial year on a strong footing and delivered a robust performance with net profit rising to Rs 801 crore, marking a 59.4% YoY growth. Key metrics such as RoA (0.8%), PPoP (Rs 1,358 crore), and NIM (2.5%) showed notable improvement. Asset quality remained stable, CASA witnessed healthy growth, and CET1 strengthened to 14.0%.”
Shares of Yes Bank on Friday rose by 0.15% to close at Rs 20.17 apiece on the NSE.
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al…Read More
A team of writers and reporters decodes vast terms of personal finance and making money matters simpler for you. From latest initial public offerings (IPOs) in the market to best investment options, we cover al… Read More
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