नया इन्वेस्टमेंट प्रोडक्ट लाएगी SEBI: मिनिमम ₹10 लाख इन्वेस्टमेंट करना होगा, इसमें ज्यादा रिस्क भी होगा

The Securities and Exchange Board of India (SEBI) has proposed to introduce a new investment product ‘New Asset Class’. In this, investors will be able to invest from a minimum of Rs 10 lakh to Rs 50 lakh.

Through this, SEBI wants to eliminate the difference between mutual funds, portfolio management services (PMS) and alternative investment funds (AIF). Currently, a minimum investment of Rs 50 lakh has to be made in PMS and a minimum of Rs 1 crore in AIF. At the same time, investment in mutual funds can be started with just Rs 100.

The name of the new product has not been decided yet
The new product has not been named yet. The new asset class will have a different name to differentiate it from the traditional investment products already available. It will also introduce Systematic Investment Plan, Systematic Withdrawal Plan and Systematic Transfer Plan.

There will be more risk in new investment products
SEBI says that more money will have to be invested in the new investment product and there will also be more risk. This is being introduced so that people do not make wrong risky investments. The new method will neither be like mutual funds nor like private wealth management, but will be a middle path between the two.

According to media reports, SEBI feels that there is no such investment method right now in which more money can be earned by taking a little more risk. Taking advantage of this, people are cheated by giving the lure of more profits.

Therefore, SEBI is bringing a new product which will be similar to a mutual fund but will have more risk. In this, some methods of the stock market can also be used which are not generally used in mutual funds.

Which companies will be able to introduce new investment products?
According to SEBI, only those companies will be able to offer this new investment product which have been running for at least 3 years. At the same time, they should have experience of handling assets under management (AUM) of more than ₹ 10 thousand crores.

However, if a company does not fulfill these conditions, it can still apply for it. For this, the company will have to appoint a Chief Investment Officer who has at least 10 years of fund management experience and has handled an AUM of more than ₹ 5 thousand crores.

Along with this, a fund manager will also have to be appointed who has at least 7 years of fund management experience and has handled an AUM of more than ₹ 3 thousand crores.