PPF, Post Office FDs, SSY: What Are Small Savings Schemes? Features, Interest Rates, Other Details

PPF, Post Office FDs, SSY: What Are Small Savings Schemes? Features, Interest Rates, Other Details

Last Updated:March 15, 2026, 11:19 IST Small savings schemes by the central government offer higher returns, tax benefits, and a sovereign guarantee. Latest interest rates of small savings schemes Small Savings Scheme Interest Rates: Small savings schemes are a set of financial instruments that are initiated by the central government to encourage saving among general…

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Looking For Safe Returns? Here’s Full List Of Small Savings Schemes And Their Interest Rates

Looking For Safe Returns? Here’s Full List Of Small Savings Schemes And Their Interest Rates

Last Updated:January 13, 2026, 6:01 PM IST Sukanya Samriddhi Yojana and Senior Citizen Savings Scheme lead with 8.2 percent interest for January to March 2026, while NSC, KVP, PPF and MIS offer varied rates for investors. SCSS is ideal for retirees seeking stable income with sovereign guarantee. (File Photo) Small Savings Schemes Interest Rates: The…

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There may be a cut in the interest rates of small-savings-schemes: Government will decide by December 31; Interest on PPF-Sukanya may reduce

There may be a cut in the interest rates of small-savings-schemes: Government will decide by December 31; Interest on PPF-Sukanya may reduce

New Delhi37 minutes ago copy link For crores of investors of the country, the year 2026 may start with some changes. The central government is going to review the interest rates of small savings schemes for the January-March 2026 quarter. Experts believe that this time the interest rates of schemes like Public Provident Fund (PPF),…

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Looking for safe returns? This 5-year FD turns Rs 1 lakh into Rs 1,44,995 — check full calculation

Looking for safe returns? This 5-year FD turns Rs 1 lakh into Rs 1,44,995 — check full calculation

Post Office FD: India’s postal network is no longer just a legacy service for letters and parcels – it has steadily evolved into one of the country’s most trusted financial lifelines. For millions of households looking for steady, risk-free returns, Post Office savings schemes remain a preferred choice, particularly at a time when interest-rate cycles…

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Looking For Safe Returns? Here’s Full List Of Small Savings Schemes And Their Interest Rates

Govt Keeps Small Savings Schemes’ Interest Rates Unchanged For Oct-Dec 2025 Quarter

Last Updated:September 30, 2025, 17:36 is Interest rates for PPF, SSY, NSC, Kisan Vikas Patra, and post office deposits remain unchanged for October to December 2025, as per the finance ministry notification. Interest rates on small savings schemes are reviewed quarterly by the government. PPF, Post Office FD, SSY, NSC Interest Rates: The government on…

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Government can increase the interest rate on PPF: It is possible to announce the interest rates of small savings schemes today, currently interest is available up to 8.2%

Government can increase the interest rate on PPF: It is possible to announce the interest rates of small savings schemes today, currently interest is available up to 8.2%

New Delhi5 minutes ago copy link The government can announce the interest rates of small savings schemes for the January-March quarter today i.e. on 31st December. According to experts, this government can increase the interest rates available on these. Earlier, there was no change in interest rates in the October-December quarter (Q3FY25). 7.1% interest rate…

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