Daily Latest News
Building a retirement corpus requires consistency, patience and choosing investments that match your financial goals. The Systematic Investment Plan (SIP) and the Employees’ Provident Fund (EPF) are two popular ways of creating a long-term corpus. While EPF is a popular savings option for salaried individuals, SIPs have emerged as an alternative for investors seeking higher…
A Rs 15,000 monthly SIP could build a slightly bigger corpus than a Rs 15 lakh lumpsum over 20 years, based on an assumed 12% annual return. The result may seem surprising because the entire Rs 15 lakh lumpsum gets invested at the start, giving the full amount two decades to compound. The key difference…
Last Updated:July 02, 2026, 10:32 PM IST By firmly capping the mandatory employee contribution at 12% of the statutory wage ceiling—or exactly Rs 1,800 per month—the government has unbundled forced retirement savings Investors should adopt a hybrid approach, using the baseline threshold for guaranteed stability while aggressively leveraging equity mutual fund cycles and pension frameworks…
New Delhi: Equity mutual fund (MF) inflows stood at Rs 28,054 crore in the month of December as systematic investment plans (SIPs) scaled a fresh record high last month, according to the Association of Mutual Funds in India (AMFI) data released on Friday. The monthly mutual fund SIP inflows reached a new record high in…
New Delhi: While a sizable number of people are concerned about the exact retirement corpus that ensures peace of mind, CA Nitin Kaushik, has explained in details how much is realistically sustainable. Kaushik reckons that a realistic retirement plan is one that people can make without stretching yourself. In a post on X, He explains…
What if three people spent the same amount every month for 20 years, one on a home loan EMI, one on a mutual fund SIP, and one in a fixed deposit? The outcomes, even at the same 8.5 percent return assumption, are vastly different. Adit Ahlawat, an AMFI-registered mutual fund distributor, broke down how the…
Index funds have quietly become one of the most reliable ways for ordinary investors to build wealth without getting trapped in daily market noise. As volatility rises and active funds struggle to consistently outperform benchmarks, more savers are shifting towards low-cost, rule-based index investing. The category has grown sharply in the past few years, and…
Turning 30 often comes with a quiet realisation: the future isn’t as distant as it once felt. Whether it’s a child’s education, a first home or early retirement, the next 15 years will decide a lot and that’s exactly why many young earners begin looking for a serious wealth-building plan. For anyone hoping to build…
New Delhi45 minutes ago copy link There has been a lot of ups and downs in the stock market in the last few months. Due to this, the portfolio of many investors has gone into negative. However, in the meantime, blue chip funds or large cap funds of mutual funds have given better returns. In…
Power of Compounding: If you feel your hard-earned money often goes into unnecessary expenses and you wish to build long-term wealth, here’s a smart investment option for you. By investing a fixed amount every month, you can slowly build a substantial corpus to meet your future financial goals. It’s a long term investment, where you…