Have An FD? Here’s New RBI Rules Coming Into Effect From October 1

Have An FD? Here’s New RBI Rules Coming Into Effect From October 1

Last Updated:September 23, 2026, 10:00 IST Effective October 1, 2026, updated RBI guidelines enforce uniform FD rates across all branches and mandate daily online bulk deposit disclosures. Planning to book a fixed deposit soon? The RBI has issued updated deposit regulations effective October 1, 2026, aimed at protecting savers and eliminating branch-level rate discrepancies. Before…

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Home Loan: Interest Rates Have Fallen, But Should You Switch Banks? Check This Calculation First

Home Loan: Interest Rates Have Fallen, But Should You Switch Banks? Check This Calculation First

Last Updated:September 21, 2026, 3:47 PM IST A lower home loan rate can reduce EMI, but a balance transfer comes with fees and other costs. Check your outstanding loan, tenure and break-even point before switching lenders Before transferring your home loan, calculate the break-even point — the time it will take for your interest savings…

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