RBI To Adopt Risk-Based Deposit Insurance Premium For Banks, Ending Flat Rate Regime: What It Means

RBI To Adopt Risk-Based Deposit Insurance Premium For Banks, Ending Flat Rate Regime: What It Means

Last Updated:October 05, 2025, 16:10 is RBI governor Sanjay Malhotra announced India will adopt Risk-Based Deposit Insurance Premium from October 01, 2025. RBI Introduces Risk-Based Deposit Insurance Premium to Bolster Financial Stability In a major overhaul, the Central bank has decided to adopt the Risk-Based Deposit Insurance Premium (RBDIP) model instead of the existing flat…

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