Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Should You Invest More Than Rs 1,800 In EPF? The Smart Maths Between VPF, SIPs, PPF, And NPS

Last Updated:July 02, 2026, 10:32 PM IST By firmly capping the mandatory employee contribution at 12% of the statutory wage ceiling—or exactly Rs 1,800 per month—the government has unbundled forced retirement savings Investors should adopt a hybrid approach, using the baseline threshold for guaranteed stability while aggressively leveraging equity mutual fund cycles and pension frameworks…

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Interest up to 7.05% in SBI’s ‘Har Ghar Lakhpati’ scheme: You will get ₹ 1 lakh on depositing ₹ 610 every month, know special things related to it

Interest up to 7.05% in SBI’s ‘Har Ghar Lakhpati’ scheme: You will get ₹ 1 lakh on depositing ₹ 610 every month, know special things related to it

Hindi News Business SBI Lakpati Scheme: ₹610 Monthly Deposit Earns ₹1 Lakh, 7.05% Interest New Delhi9 minutes ago copy link Due to the US-Israel and Iran wars, there is a lot of volatility in the stock market at present. In such a situation, many investors are scared of investing in mutual funds. If these days…

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Impact Feature: Flexi Cap Fund is suitable for investors who want long term growth – Rajesh Bhootada

Impact Feature: Flexi Cap Fund is suitable for investors who want long term growth – Rajesh Bhootada

Flexi cap funds invest in large, mid and small-cap stocks. This gives fund managers the freedom to invest in areas where opportunities appear most attractive. This flexibility helps investors take advantage of changing market cycles. It also helps them to invest through a single diversified fund. These are suitable for investors looking for long term…

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Can A Rs 15,000 Monthly Investment Really Turn Into Rs 1 Crore? Inside The 15×15×15 SIP Rule

Can A Rs 15,000 Monthly Investment Really Turn Into Rs 1 Crore? Inside The 15×15×15 SIP Rule

Last Updated:December 19, 2025, 5:42 PM IST In the current climate of uncertainty, a seemingly neat formula has found wide acceptance in personal finance conversations – the so-called 15x15x15 SIP rule Equity mutual funds, even over extended time frames, have historically delivered average returns in the range of 11-13%. As inflation continues to climb and…

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