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Last Updated:November 04, 2026, 11:50 AM IST Customers can use FD-backed credit card for routine purchases and build a fresh repayment record by paying the bills on time. Unlike a regular credit card, which is generally issued after assessing an applicant’s income, repayment history and creditworthiness, an FD-backed credit card is secured by a deposit…
To control inflation, the Reserve Bank has increased the repo rate by 0.25% to 5.50%. Due to this, on one hand loans will become expensive, on the other hand banks will soon increase the interest rates of their fixed deposits. However, those who have already made fixed deposits will not get the immediate benefit and…
Last Updated:October 05, 2026, 4:08 PM IST SBI’s 444-day FD offers interest rates of up to 7.05% for super senior citizens. Here’s how much Rs 2 lakh can grow to at maturity for different categories of depositors How much will you earn on a Rs 2 lakh SBI FD for 444 days? A Rs 2…
Whenever it comes to keeping some money in a safe place, the first name that comes to most people’s mind is bank FD. Especially FD of the same bank where there is already a savings account and daily transactions take place. But is it always a profitable deal to have FD in the same bank…
The government has not changed the interest rates on small savings schemes for the April-June quarter (Q1FY27). That means you will continue to get the same interest as before. If you are planning to make a fixed deposit these days, then before that you should also know about the National Savings Time Deposit Account of…
Last Updated:January 06, 2026, 1:38 PM IST Maximise your FD returns without risk: ladder FDs, diversify across banks, choose payout wisely, and compare rates to make your savings work smarter. Another key tip is to choose interest payout options wisely. FDs can pay interest monthly, quarterly, or at maturity. You can use some FDs for…
Last Updated:December 23, 2025, 2:52 PM IST Is it wiser to lock Rs 7 lakh into one fixed deposit or spread it across several? The choice can affect liquidity, safety, penalties, and how smartly your money works for you The best FD strategy depends on your financial goals, risk comfort, and personal circumstances. Earning money…
New Delhi: Comparing interest offered by various banks rates is a smart decision before you invest your money in a fixed deposit (FD). While most banks provide similar returns on term deposits, senior citizens typically receive around 50 basis points more than regular customers. That’s why many people even choose to open FDs in their…
New Delhi36 minutes ago copy link The government has not changed the interest rates on small savings schemes for October-December (Q3FY26). That means you will continue to get the same interest as before. In such a situation, if you want to save tax and get more return on your investment than Fixed Deposit i.e. FD,…
Last Updated:October 25, 2025, 07:47 IST Bank customers and investors in India can safeguard a portion of their regular income in accessible and beneficial emergency fund options. Where should you maintain an emergency fund? (Representative Image) An emergency fund is the financial cushion you require during stressful and uncertain times to sustain your existing livelihood…