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EPF vs NPS: Employees’ Provident Fund and National Pension System are two retirement schemes that many Indians choose every year for their retirement planning. While the EPF scheme offers a fixed compound return of 8.25 per cent annually, the NPS is a market-linked scheme, where the returns may vary based on equity proportion or fund…
Income Tax on Stock Earnings and Dividends: Income Tax Return (ITR) filing deadline is approaching fast. The last date to file it is July 31. A delay in that may invite the Income Tax Department’s penalty. So, many people are rushing to file it in time. People doing a job take the help of Form…
Commemorating its 10th anniversary, Xiaomi India has announced a range of new and highly anticipated products across various categories. In its vision for the future campaign, the China-based electronics company has set an ambitious target of shipping 70 crore devices across various categories in India. “We are committed to delivering cool tech products that resonate…
Unionized workers at Samsung Electronics declared an indefinite strike Wednesday to pressure South Korea’s biggest company to accept their calls for higher pays and other benefits.Thousands of members of the National Samsung Electronics Union launched a temporary, three-day strike on Monday. But the union said Wednesday that it was announcing an indefinite strike, accusing the…
SBI FD Interest Rate: A fixed deposit – popularly referred to as FD – is a fixed-income financial instrument offered by banks and financial institutions where an investor deposits a lump sum of money for a ‘fixed’ period at a predetermined interest rate. State Bank of India (SBI) – the country’s largest lender – offers…
PM Kisan AI Chatbot: Under the Pradhan Mantri Kisan Samman Nidhi Yojana, beneficiary farmers receive financial assistance of Rs 6,000 per year to help meet their farming needs and become financially empowered. Farmers have already received Rs 2,000 as part of the 17th installment. Those who haven’t received this installment can register a complaint using…
The Malaysia-based low-cost carrier AirAsia has announced its “cinematic in-flight” experience for movie-goers in India to selected cinemas nationwide to showcase its diverse and unique destinations as part of the movie-goers experience. Under the campaign, AirAsia collaborates with Qube Cinemas aiming to enhance its outreach via more than 130 cinemas across 12 Indian cities over…
Microsoft Windows 11 Update: Microsoft examined an upgraded Notepad application with combined spellchecking back in March this year. However, now, the tech giant has silently implemented this improved type of Notepad plain text editor to conventional Windows 11. Windows Notepad was launched in 1983 for the first time and has stayed like a frozen app…
Considering India’s highly dynamic economical backdrop, building financial security is crucial for individuals’ financial freedom. A personal financial audit empowers individuals to take control of finances by enabling them to assess their current situation and charting a clear way forward. Below are the key pillars of this audit as analysed by Sarvjeet Singh Virk, Co-founder &…
Post Office FD: Goal-based financial planning is the best for any investor. It instills the discipline of saving every month from your income and investing it. You can invest for short-term goals, mid-term goals, or long-term goals. The second factor when you pick an investment scheme is your risk appetite. You can invest in guaranteed…