Category: Personal Finance

The employee provident fund (EPF) is a substantial retirement benefit for organised sector employees in India. The Employees Provident Fund Organisation (EPFO) manages the Provident Fund (PF) plan, which receives contributions from employers and employees. It is a retirement benefits scheme for salaried employees. If a company has 20 or more employees, it gets covered…

Top 7 ETFs with Highest SIP Returns in 3 Years: The exchange-traded fund (ETF) is a mutual fund category where ETFs can be traded like stocks. Unlike mutual funds, where the value of a net asset value (NAV) is decided at the end of the market close, prices of ETFs keep changing during market hours….

Top 7 Small Cap SWP mutual funds with Rs 1 lakh monthly pension: Investors use the systematic withdrawal plan (SWP) option in mutual funds to withdraw monthly income. Senior citizens use them to get monthly income post retirement. One can set the SWP option in an equity, hybrid, or debt mutual fund based on their…

Birla Income Security Plan: Everyone wants to secure their family’s future, both financially and emotionally. Imagine a future where your family’s financial well-being is guaranteed, no matter what life brings. To turn this vision into reality, it’s essential to have a life insurance policy. And one of the policies that can help you achieve this…

NSC vs Post office FD vs SBI, HDFC Bank, and other bank FDs: If you’re an investor who prefers schemes with guaranteed returns, there’s an attractive option that not only saves your income tax but also offers significantly higher interest rates than the tax-saving FDs of major banks like PNB and SBI. However, to benefit…

SSY, SSS, NSS: These small savings schemes to have new rules from October 1; will it benefit you? Check details here The Ministry of Finance (MoF) has issued new guidelines for regularising illegally formed accounts under National Small Savings (NSS) initiatives at Post Offices. The ministry released a circular notifying the revisions on August 21,…