PNB’s 390-day FD offers different interest rates for regular, senior and super senior citizens. Check the estimated returns on a Rs 5 lakh deposit
PNB FD Interest Rates For Different Age Groups: As per the rates effective from June 1, 2026, Punjab National Bank offers 6.30% annual interest on domestic term deposits below Rs 3 crore for regular customers for the 390-day tenure. Senior citizens get 6.80%, while super senior citizens earn 7.10%. Here is how much each category could earn on a Rs 5 lakh FD over 390 days.How Much Will You Earn On A Rs 5 Lakh FD? At an annual interest rate of 6.30%, a Rs 5 lakh FD held for 390 days could earn an estimated Rs 34,500 for a regular customer. This would take the total maturity amount to around Rs 5.34 lakh, before any applicable tax. The actual amount may vary depending on the bank’s interest calculation and compounding method.Senior Citizens Could Earn More On A Rs 5 Lakh FD: At an annual interest rate of 6.80%, senior citizens could earn approximately Rs 37,300 on a Rs 5 lakh FD over 390 days, taking the estimated maturity amount to around Rs 5.37 lakh. Super senior citizens earning 7.10% could receive approximately Rs 39,000 in interest, bringing the total to around Rs 5.39 lakh. These figures are estimates and may differ from the bank’s final calculations.What To Check Before Opening A PNB FD: The estimated returns may differ from the final maturity amount because of the bank’s interest calculation and compounding method. Tax may also reduce the effective earnings. Before opening an FD, check the rules and penalties for premature withdrawals, as well as the applicable interest rate. Confirm the latest rates and maturity amount on Punjab National Bank’s official website or at a branch before investing.
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PNB FD Interest Rates For Different Age Groups: As per the rates effective from June 1, 2026, Punjab National Bank offers 6.30% annual interest on domestic term deposits below Rs 3 crore for regular customers for the 390-day tenure. Senior citizens get 6.80%, while super senior citizens earn 7.10%. Here is how much each category could earn on a Rs 5 lakh FD over 390 days.
