Despite the rise of UPI, credit cards remain widely used across India, making them a prime target for scammers. Whether it’s Visa, RuPay, or American Express, staying vigilant is key. Here are five essential tips to keep your card safe. (Image: Canva)
Guard Your Card Details: Never share your PIN, CVV, or full card number—especially over phone or email. Banks won’t ask for this info. Watch out for phishing scams and always shield your PIN at payment terminals. (Image: Canva)
Secure Online Transactions: Shop only on trusted websites with HTTPS encryption. Avoid public Wi-Fi for payments and consider using virtual cards to protect your real card details. (Image: Canva)
Monitor Your Statements: Check your statements regularly and enable SMS/email alerts to catch suspicious transactions early. (Image: Canva)
Use Built-In Security Features: Activate two-factor authentication, set spending limits, and use mobile wallets. Opt for EMV chip cards for added protection. (Image: Canva)
Protect Your Physical Card: Keep your card in sight during transactions. Watch for skimming devices and shred old receipts or statements before discarding. (Image: Canva)
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